Payment ACH Created

Event

payment.ach.created

Explanation

Outbound

FinTechs can utilize the ACH Payment created webhook to receive notifications whenever a new outbound ACH payment request submitted by the FinTech is accepted by Interlace, enabling timely tracking and management of outgoing ACH transactions.

Inbound

FinTechs can utilize the ACH Payment created webhook to receive notifications whenever a new inbound ACH payment is received from the ACH network by Interlace on behalf of a recipient, enabling timely tracking and management of incoming ACH transactions.


When it occurs

Outbound

This webhook is triggered when Interlace accepts a new ACH payment request submitted by the FinTech and creates the payment for processing.

Inbound

This webhook is triggered when Interlace receives a new ACH payment from the ACH network on behalf of a recipient and creates the payment record within the platform.

Payload

{
  "event": "payment.ach.created",
  "referenceId": "ae1a62dc-dccc-49cb-a910-b781380e4657",
  "timestamp": "2025-11-26T17:17:28.400877808",
  "fields": {},
  "data": "{\"transferId\":\"8f202944-22b0-4a01-92fe-48cc7612510c\",\"status\":\"PROCESSING\",\"amount\":8.6,\"transferTypeName\":\"Standard ACH Payment\",\"paymentId\":\"8f202944-22b0-4a01-92fe-48cc7612510c\",\"currency\":\"USD\",\"initiatedByUserId\":\"bc6805ac-6be4-4aca-86ca-965085c77f8e\",\"initiatedByChannel\":\"N/A\",\"remarks\":\"Infijam Test|998877663|DES: PAYMENTS|Katrine Hermiston||1009037677|PPD|\",\"createdAt\":\"2025-11-26T17:17:28.382018070\",\"companyName\":\"Infijam Test\",\"companyId\":\"998877663\",\"effectiveEntryDate\":\"2025-11-28\",\"secCode\":\"PPD\",\"originatingDepositoryRoutingNumber\":\"064209643\",\"originatingDepositoryName\":\"THREAD BANK\",\"receivingDepositoryRoutingNumber\":\"011054401\",\"receivingDepositoryName\":\"DTB Test Bank\",\"originatorName\":\"Infijam Test\",\"originatorAccountNumber\":\"8470000125101\",\"originatorAccountType\":\"DDA\",\"receiverName\":\"Katrine Hermiston\",\"receiverAccountNumber\":\"1009037677\",\"receiverAccountType\":\"DDA\",\"receiverIdNumber\":\"011054401\",\"addendaPaymentRelatedInfo\":\"ACH Payment\",\"addendaType\":\"05\"}"
}

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