Account Owners
Account Owners can be added and removed through our Account Ownership APIs.
Bank account ownership can be categorized in several ways, each with different implications for access, control, and inheritance. The most common types include single and joint accounts.
Account owners can be added and removed through our Account Ownership APIs. Interlace is flexible to allow owners to be created at account creation or at a later time based on the product type and bank requirements.
Add Owner Example
curl --request POST \
--url https://api.infinant.com/interlace/v1/accounts/accountId/owners/add \
--header 'accept: application/json' \
--header 'content-type: application/json'{
"holders": [
{
"customerId": "17434954032",
"name": {
"first": "Manuel",
"middle": "Antonio",
"last": "Peterson"
},
"taxId": "*****6532",
"taxIdCountry": "US",
"governmentId": "GOVERNMENT-ID1",
"contact": {
"email": [
"[email protected]"
],
"telephones": [
{
"type": "HOME",
"country": "US",
"number": "(555) 555-1234"
}
]
},
"ownerStatus": "Added"
},
{
"customerId": "00783424567",
"ownerStatus": "Failed to Add"
}
]
}Authorized Users
An authorized user on a bank account is someone granted permission by the account owner to access and perform certain transactions without being a joint owner. They can typically view balances, withdraw funds, transfer money, write checks, and stop payments, but they don't own the account or its assets. Authorized users can be added or removed from an account.
Note:Support for managing multiple approvals of money movement must be managed by the digital application layer. Authorized Users only allows you to create the user that has access to the account with orchestration being handled by the digital application layer.
Updated 2 months ago