Check Deposit Returned

Event

check.deposit.returned

Explanation

FinTechs can leverage the Check Deposit Returned webhook to receive notifications when a previously confirmed check deposit is returned, supporting reconciliation and post-settlement exception handling.

Availability: Planned (on the roadmap).

When it occurs

This Webhook fires when a previously confirmed check deposit is returned after processing.

Payload

{
    "event": "check.deposit.returned",
    "referenceId": "554196f0-02fb-438b-bd0a-9c07bed6f9f9",
    "timestamp": "2026-02-06T10:15:00.000Z",
    "data": "{\"rdcSessionId\":\"289512dc-94fd-4f47-ac32-13becb61b24d\",\"depositBatchId\":\"9dae3f3a-d8b0-451e-88cc-ecc33dfefe48\",\"checkNumber\":\"900025\",\"amount\":1701.0,\"status\":\"RETURNED\",\"postDate\":\"2026-02-04\",\"returnReason\":\"Insufficient funds\"}"
}