Bank Ecosystem
Big-bank technology coupled with community bank values
Our Approach to Fintech Partnerships
Our bank's platform, Interlace, is designed to streamline how fintechs integrate with our core systems. We’ve partnered with Infinant, a trusted provider of banking infrastructure with over 30 years of experience building platforms for banks of all sizes — including digital channels, branch, teller, and contact center systems. Their technology powers Interlace, providing the hosting and technical backbone to support seamless and secure connections to our bank systems.
Infinant operates more like a modern core provider than a traditional BaaS vendor. Their bank-grade platform enables us to fully own and manage regulatory compliance, rather than outsourcing program management — a critical distinction that aligns with regulator expectations and helps mitigate the risks that have led to consent orders in other BaaS models.
Key Benefits of Our Model
Direct Relationship with the Bank
You only contract with the bank — not with Infinant. This avoids the complexity and compliance risks of tri-party agreements, keeping the regulatory chain of responsibility clear and simple.
Modern API Access via Interlace
Your application will integrate with Interlace APIs, starting in a sandbox environment and transitioning to production once ready.
Fintech Role-Based Console Access
We’ll provision your team in the Interlace Console, giving you access to customer, account, and transaction data for both testing and ongoing support of your users.
Comprehensive API Suite
Interlace offers APIs for accounts, payments, and cards — with all orchestration handled behind the scenes to communicate securely with our core banking systems and third-party partners.
Enterprise-Grade Infrastructure
The Interlace platform is delivered as a SaaS solution, hosted on dedicated, bank-specific AWS infrastructure that is resilient and scalable — giving you confidence in performance, security, and availability.
Updated 2 months ago